Our Services

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Property Insurance

At Bailey and King Insurance, we understand that your home is likely your most significant investment. As an independent agency serving Jacksonville and all of North Carolina, we partner with multiple trusted carriers to provide tailored coverage for every living situation. Whether you are a homeowner looking for traditional homeowners insurance, a tenant needing affordable renters insurance, or a condo owner seeking specialized protection for interior improvements and loss assessments, our team ensures your personal property and liability are secure. We also offer dedicated landlord insurance for real estate investors, shielding your rental properties against unique risks like wrongful eviction or loss of rental income.

 

Standard policies often leave gaps when it comes to catastrophic events and high-value liability. To ensure you are fully protected, Bailey and King Insurance offers specialized flood and earthquake insurance, covering natural disasters that typical home policies exclude. For those looking to safeguard their future earnings and assets against major lawsuits, our umbrella insurance provides an essential secondary layer of liability protection that kicks in when your primary limits are exhausted. From your family home to your rental portfolio, we are committed to being your advocate, helping you navigate complex needs with personalized service and competitive rates
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Automotive Insurance

At Bailey and King Insurance, we understand that your vehicles are more than just a way to get from point A to point B—they are investments in your lifestyle and adventures. As a local, independent agency serving Jacksonville and all of North Carolina, we specialize in finding the perfect coverage for everything from the daily commute to the weekend getaway. Our comprehensive vehicle insurance options include:
  • Auto & Motorcycle: Tailored policies for your cars, trucks, and bikes to keep you protected on the road.
  • Classic Car: Specialized "Agreed Value" coverage designed specifically for the unique needs of collectors and vintage icons.
  • Boat & Watercraft: Reliable protection for the "captain of the ship," including coverage for boats and Jet Skis.
  • Motorsport & ATV: Custom policies for your off-road toys, including ATVs, dirt bikes, and golf carts.
  • RV & Motorhome: Comprehensive insurance for your home-on-the-road, covering motorhomes, travel trailers, and campers.

Because we work with multiple top-rated carriers, we do the shopping for you to ensure you get the best combination of price and protection. Whether you are hitting the winter trails or planning a summer road trip, our team is here to help you drive with peace of mind.
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Business Insurance

At Bailey and King Insurance, we understand that protecting your livelihood requires a comprehensive approach tailored to the unique risks of your industry. Our Business Owner’s Policy (BOP) serves as a robust foundation by bundling essential coverages into one convenient package, while our commercial property insurance ensures your physical assets—from buildings to specialized equipment—are shielded against unexpected disasters. To safeguard your financial future against significant lawsuits, we offer general liability to cover third-party injuries and commercial umbrella policies that provide an extra layer of protection when standard limits are exhausted. We also keep your team and operations moving safely with commercial auto insurance for your fleet and workers' compensation to support your employees in the event of job-related injuries. Furthermore, our specialized surety bonds provide the professional guarantees necessary to secure contracts and build trust with your clients, ensuring that every facet of your business is resilient and ready for growth.
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